Permanent Income Shocks, Target Wealth, and the Wealth Gap

Jappelli, Tullio

Permanent Income Shocks, Target Wealth, and the Wealth Gap - American Economic Journal: Macroeconomics 2025 - 102-125

We test the key implication of the buffer-stock model, namely that any revision in permanent income leads to a proportionate revision in target wealth. We use panel data on the amount of wealth that people think they must hold for precautionary purposes.

1945-7707


Consumption
Household Finance
Household Saving
Life Cycle Models
Macroeconomics