The microfinance promise in financial inclusion and welfare of the poor: Evidence from Karnataka, India (Record no. 118500)

MARC details
000 -LEADER
fixed length control field 01697nmm a2200157Ia 4500
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
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100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Shetty, Naveen K
245 #4 - TITLE STATEMENT
Title The microfinance promise in financial inclusion and welfare of the poor: Evidence from Karnataka, India
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. Bangalore
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Name of publisher, distributor, etc. Institute for Social and Economic Change
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2008
520 ## - SUMMARY, ETC.
Abstract Microcredit is a recent addition to Indias poverty-alleviation strategy. Of late, there has been a paradigm shift from microcredit to microfinance. This study examines the promise of microfinance in the inclusion of poor, who have been left outside the gamut of formal financial markets for a long period of time. The study also examines the impact of microfinance-plus services on the household economy of the members. This paper uses primary data on household participants of microfinance programme in the state of Karnataka. We find that a majority of the sample households in the pre-microfinance programme were vulnerable to both access the financial and non-financial services. In the post-microfinance intervention, a large number of the member households are able to access the microfinance-plus services and it has enhanced the income, employment, assets, household expenditure, housing condition and empowerment of the poor. Policy recommendation includes delivery of microfinance-plus services to the marginalized and vulnerable poor at a minimum cost will have wider impact on the socio-economic well-being of the poor.
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Microfinance plus services, Karnataka, India
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Microfinance, financial inclusion
856 ## - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier <a href="http://203.200.22.249:8080/jspui/handle/123456789/7266">http://203.200.22.249:8080/jspui/handle/123456789/7266</a>
999 ## - SYSTEM CONTROL NUMBERS (KOHA)
Koha biblionumber 118500
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        Working Papers Dr VKRV Rao Library Dr VKRV Rao Library 02/11/2021   DL7266 02/11/2021 02/11/2021 Digital Library

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